A home built for a need
Every home is designed around a specific care profile, agreed with the provider before we buy. The people who live there get a home that fits them, and a normal life in their own community.
Property with Purpose · Capital Partners
Real returns. Real impact. No compromise.
Imagine an investment that earned a real return and helped solve the care shortage directly. That is Property with Purpose. Capital Partners fund the homes that care providers need. Cornwick builds them, and a regulated provider leases them for the long term.
Register your interestThe challenge
The UK needs these homes. Urgently.
Demand for supported living, specialist care and social housing is growing far faster than the supply of suitable, compliant buildings. Good care providers are ready to support more people, but few can fund the property themselves.
That is the gap your capital fills.
The demand in numbers
167,000
more supported housing homes will be needed in England by 2040, a rise of a third on today.
Source: National Housing Federation, Supported housing in England, 2024
This is not charity. It is property investment aligned with real social demand.
The concept
You provide the capital. We do everything else.
We create property investments that meet some of the UK's most pressing housing and care needs. Each home is designed for the people who will live in it, let to a regulated care provider on a 10-year lease, and managed for you from day one.
Income from a 10-year lease
A regulated care provider leases the whole home for 10 years and pays rent every month, whether or not every room is filled.
Nothing for you to manage
We find, buy and convert the home. The provider runs the service, with management and maintenance built in. You always know exactly which home your capital is in.
Every home adds to a growing portfolio of property with a purpose: a real asset, a long lease, and people living better lives.
What We Build
Four Verticals. One Purpose:
Four Verticals. One Purpose:
Help People Who Need It.
Each vertical solves a different housing problem — but every project is grounded in the same conviction: property done thoughtfully can change someone's life.
01
Supported Living & Care
Supported Living & Specialist Care
Designed for care providers supporting individuals with learning disabilities, long-term health conditions, or mental health needs. Built to CQC standards. Leased to experienced, regulated operators.
- ✓10+ year commercial leases
- ✓Government-funded rental streams
- ✓Consistent full occupancy
- ✓CPI-linked lease reviews
- ✓Strong returns, meaningful outcomes
02
Social Housing
Social & Transitional Housing
Properties acquired or converted into quality accommodation for local authorities — studios, 1–2 bed units, transitional housing. Leased directly to councils or housing providers.
- ✓Immediate occupancy from day one
- ✓Stable, long-term income
- ✓Strong nationwide demand
- ✓Transparent, simple structure
- ✓Prices typically £80k+ with 5-year+ govt leases
03
Affordable Housing
Affordable Housing & Assisted Sale Pipeline
Two problems, one solution. Through our assisted sale pipeline we help distressed homeowners exit difficult situations fast — divorce, repossession, probate, financial pressure — with a fair, certain offer. Those same properties become affordable homes for first-time buyers trying to get safely onto the ladder.
- ✓Fast, certain exit for distressed sellers
- ✓Quality refurbished homes priced for first-time buyers
- ✓Short-cycle investments (typically 6–18 months)
- ✓Strong margins on refurb-and-resell model
- ✓Two families helped per project — out, then in
04
Regeneration
Regeneration & Adaptive Reuse
Disused buildings. Tired commercial stock. Forgotten barns. Empty upper floors above high streets. We source overlooked buildings and convert them into homes — increasing housing stock without expanding into greenfield land. Exciting projects that bring life back to local economies.
- ✓Adds housing stock without using new land
- ✓Lower embodied carbon than new-build
- ✓Strong capital uplift on overlooked stock
- ✓Skilled local employment per project
- ✓Often eligible for planning incentives & grants
How it works
Every home starts with a brief, not a speculative purchase.
A provider commits.
An established, regulated care provider sets out the home it needs and pays a commitment fee.
We buy the property.
Your capital funds the purchase, and your legal charge is registered on the property the same day.
We convert it.
Cornwick builds to the provider's brief and the standards its regulator requires.
The provider registers and moves in.
Once the service is registered, the provider signs a long-term lease.
We refinance and repay you.
A mortgage on the let home repays what it can of your capital and return. Any balance either stays in for the long term, still earning, or Cornwick pays it.
Registration timing is set by the regulator, not by Cornwick. We explain what that means for you on the call.
Security
Secured against a real house.
Your capital is secured against a real house, and the directors stand behind it.
A legal charge on the property.
Registered at HM Land Registry when the house is bought. Until the refinance, no other lender ranks ahead of you.
A personal guarantee from Cornwick's directors.
It sits alongside the charge.
A house, not a single-purpose building.
The home keeps the layout of a family house, so it could be sold on the open market if the care use ended.
An independent valuation.
A RICS valuation of the specific property is in your due-diligence pack before you commit.
These reduce the risk to your capital. They do not remove it, and the call covers the risks in full.
Is this for you?
For people who want their capital to do more.
This opportunity is for people who can certify themselves as high net worth or sophisticated.
High net worth.
An income of £100,000 or more, or net assets of £250,000 or more, excluding your main home and pension.
Sophisticated.
For example, you have made two or more investments in unlisted companies in the last two years, or you are a director of a company with a turnover of at least £1 million.
Comfortable with a long commitment.
Your capital is tied up until the home is let and refinanced, and you cannot withdraw early.
Looking for purpose as well as a return.
You want to know which home your capital built, and who lives there.
We ask you to sign a short statement confirming this before we share any figures.
Next step
A conversation, not a commitment.
Register your interest.
Leave your name and contact details.
Confirm you qualify.
Sign a short high net worth or sophisticated investor statement.
A 30-minute call.
Neil Wickenden or Mark Cornfield takes you through the figures, the security, the risks and the property currently available.
The due-diligence pack, if it fits.
The specific property, the provider, the independent valuation, the works budget and the draft legal documents, for you and your solicitor to review.
Important information
This page is for information only and is not an offer. Details of any opportunity are provided only to people who have confirmed they are certified high net worth individuals or self-certified sophisticated investors. Cornwick Ltd is not authorised or regulated by the Financial Conduct Authority. Capital is at risk, returns are not guaranteed, and this is not a deposit covered by the Financial Services Compensation Scheme. Past projects are not a guide to future results. Take independent financial, legal and tax advice before committing.